Banking should be about ease and convenience, meaning customers need to be able to access their money whenever and wherever they want. With USSD codes this has been made possible. You can use these codes to check your account balance, buy airtime and data, make transfers, pay bills, and much more. If you Bank with Heritage Bank and need to use any of these services, their USSD codes can do just that.
Here’s the Heritage bank ultimate USSD code, a list of their USSD shortcodes and what they are used for.
- *745#. This is the Heritage bank USSD code. By dialing this code and following prompts, you can access different services including blocking your account.
Shortcodes to follow include;
- Register-*745*account number*last 6 digits of your card#
- Intra bank transfers- *745*1*amount*account number#
- Inter bank transfers- *745*2*amount*account number#.
- Self airtime- *745*amount#.
- Third-party Airtime- *745*amount*mobile number#.
- Check account balance – *745*0#
- Change pin – *745*00#
You need these to use Heritage Bank USSD codes…
To use the Heritage bank USSD shortcodes, there are a few things you might need on the first use. This is simply because you would have to register for the service. These include;
- The phone number registered with your Heritage bank account. This is also what must be used for all your transactions.
- Your Heritage Bank account number
- Your Heritage Bank Debit Card.
How to use Heritage Bank USSD codes.
Using Heritage Bank USSD code(s) is very easy and straightforward. But first, before you can use any of the USSD codes, you will have to register for the service.
Register for USSD instant banking
To register to start using Heritage bank USSD CODES, you can use either your debit card or your Heritage account number.
To register using your Heritage bank Debit card;
- Dial *745*Heritage bank Account number*Last6DigitOfCard#
- Click 1 to accept terms and conditions.
- Select your Card type. That is MasterCard, Visa, Verve, etc.
- Type Debit Card expiry date.
- Select and Confirm the Account to be used for subsequent transactions. You can select to use another heritage bank account if the one you’re registering with is not funded.
- Create a 4 digit pin. This is the pin you would use to confirm transactions.
- Confirm your details. Make sure everything is correct before hitting the Send/Sign me up
To register using your account number;
- Dial *745*account number#
- Select HB paddie.
- Select New User by clicking “0”.
- Select “2” to Enroll and begin.
- Select “1” (agree) to accept the terms and conditions.
- Next, you Enter your Heritage Account Number.
- Enter the last 6 digits of your Heritage bank debit card.
- Select your Card type. That is Mastercard, Visa, Verve, etc.
- Create a 4 digit pin. This is the pin you would use to confirm transactions.
- Confirm your details. Make sure everything is correct before hitting the Send/Sign me up
To make a transfer to another Heritage account;
Dial;
- *745#
- Select HB paddie. Follow prompts.
Or simply dial;
- *745*1*amount*account number#.
- Enter your pin.
To make a transfer to another Bank account;
Dial;
- *745#
- Select HB paddie. Follow prompts.
Or simply dial;
- *745*2*amount*account number#.
- Enter your pin.
A charge fee will be deducted for the USSD transfer.
To buy airtime for Self
Dial;
- *745#
- Select Hb paddle. Follow prompts.
Or simply dial;
- *745*amount#.
- Select Network provider ie MTN, Airtel, etc
- Next, you Enter your 4 digit Pin.
To buy airtime for a third party
Dial;
- *745#
- Select Hb paddie. Follow the prompts.
Or simply dial;
- *745*amount*mobile number#
- Select Network provider ie MTN, Airtel, etc
- Next, you Enter your 4 digit Pin.
To change transfer pin
Dial;
- *745#
- Select “6” Enter New pin.
- Next, you Enter New pin
- Confirm New pin. Done.
Or simply dial;
- *745*00#.
- Enter Old pin
- Enter new 4 digit pin
- Confirm the new 4 digit pin.
To check account Balance
Dial;
- *745#
- Select HB paddie. Follow prompts.
Or simply dial;
- *745*0#.
- Select “1” to Accept.
Can one use Heritage bank USSD codes to pay bills?
The whole essence of USSD codes is to make the banking experience easy and literally in your palm. So yes, you can pay your bills through the Heritage bank USSD code *745#.
With Heritage USSD code 745, you can even pay for bills available. Heritage mobile banking even gives shortcodes options for Bet9ja wallet, Sabimen (DSTV) wallet, Church giving strings.
Bet9ja Shortcode- 745*222*Bet9jaUserID*Amount#
Living Faith ministry Shortcodes-
Offering- *745*000*540+AMOUNT#
Tithe- *745*000*541+AMOUNT#
Shiloh Sacrifice- *745*000*542+AMOUNT#
Others- *745*000*543+AMOUNT#
RCCG Offering shortcode– *745*000*226+AMOUNT#
Do you need airtime/data to use Heritage bank USSD codes?
No, you do not need airtime or data to use the Heritage bank USSD codes. However, Heritage bank will charge from your account based on the particular services rendered.
In conclusion…
These Heritage bank USSD codes will enable you to carry out seamless digital transactions and they work on all phone types.
However, if you encounter issues using the Heritage bank USSD codes, you could visit their official website or Visit any Heritage bank in your city or contact their customer care service.
