If you have an account with Wema Bank, you can use the code *945# for the transfer of funds from your account to other accounts. The USSD code is preferable to other means of transfer because it makes your banking transactions to be more seamless and comfortable.
How to activate Wema Bank transfer code
Link your phone number to your account
To use the USSD you first need to have an account with Wema Bank by using any of the account opening options such as USSD, or visiting the bank branch with relevant documents. The linking is done during your account opening process. However, you can always change the phone number that was linked to your account when you have a new one.
Transfer pin
Dialing the transfer code is not enough, you need to choose a transfer pin to authorize all your transactions via USSD. To do this also dial *945# then provide account information (as a first-time user) and select the create pin option to proceed with selecting a pin. If you are not an existing user, you may need to provide some banking details to successfully register for the bank’s USSD services.
Once created, you can use the pin to authorize all your USSD banking transactions. Once your pin has been created, you have successfully activated your transfer code. Also, the transfer code can be changed to ensure the greater security of your account. To change the pin simply dial *945*00#
Advantages of the transfer code
No internet connection
Supposing users have to wait until there is a strong internet connection to make a transfer, many users will have been frustrated but thanks to USSD which allows account owners with their phone number linked to their account to make fund transfers using a phone. There is no need to go visit a branch of the bank because everything can be done in the simplest way possible.
Fast
transactions are completed promptly when USSD is used. It is all about dialing the code and following the instruction on the screen. Simple guides and prompts with clear options will enable users to successfully complete their USSD transfer. Consider the time it will take to go to a bank and wait to be attended to. All these have been taken care of with smart and fast ways of activating your transfer code.
There are also limited technicalities in running the process. It is so simple that anyone can use it.
Easy to remember
The code is short and simple. Activating your transfer code does not take much and all that you need to commence the process is just the bank USSD code. Any customer can easily remember *945# no matter where they are. Financial transactions with ease without going to a Wema bank branch by using the code.
On any phone
USSD services are not restricted to android phones alone. Any mobile phone can be used for USSD and it must have a sim card with a number linked to an existing Wema Bank account.
Conclusion
Activating your transfer code is a one-time thing. When you are done with the process, you do not have to go over it again to use the now activated cod. Rather the code becomes permanent unless you decide to change it again. Once activated, codes become active and they can provide access to anyone. That is why bank customers must ensure that they are kept safe once activated to prevent fraudsters from having direct access to their accounts. If any suspicious activity is observed on the account, steps should be taken to block access and put the problem under control as soon as possible.
