Banking nowadays is becoming so easy and convenient nowadays, people want to perform quick and reliable banking operation without stress, right in their various homes or offices. Banks also want to provide services that will benefit them and their customers, make various transactions easy for customers to carry out without the need to come to the bank. Then, mobile banking came into place, under which account balance checking is among.
Jaiz bank, an Islamic non-interest bank in Nigeria also provided fascinating ways for customers to check their account balance without the knowledge of any third-party or having to be on a long queue before they know what they are left within their account.
Ways to check for account balance
There are two major methods Jaiz bank users can use to check their account enquiries on the phone.
The use of the Jaiz bank Mobile App
The bank mobile app is highly recommendable for users. The app is easy to get on playstore for customers that uses android device, iOS users should check for Jaiz banking app on their Apple Store Jaiz banking while those that used window device will get the app on window store. The app only works on Android phone with android version if at least 5.0 or 13.0 for iOS device.
However, after downloading the app, costumers will be required to register with the app and provide certain information before they can view their account balance, they are;
Need to create user login enquires (user identification and password)
A valid Jaiz bank account
Jaiz Debit Card that’s still active
After success with resgistration, user can check to know their balance by logging in. The app is not mainly for checking balance, as other banking transactions can also be performed like airtime purchase for self or family and friends, transfer money to, statements of account, checking your account number etc.
The use of USSD
Customers can use the USSD code on any type of phone since everyone doesn’t have a phone that can support the mobile app. All what the customer need is to get a valid Jaiz account number, a debit card, a transaction pin and to run the USSD code on the number they’ve linked their account number with.
How to generate a transaction pin
It’s not hard to generate the Jaiz transaction pin, customers will not need to dial *389*301# on the SIM card they open their account with. Before doing this, the customer’s debit card should be available, steps to be taken will occur on the phone screen, customer should follow the due process and the transaction pin will be generated.
However, to check for the account balance, customers need to
Dial the enquiry code for account balance through *773# USSD
Reply with the 7th option
Reply correctly to enter your account number
Input the transaction PIN to finish the process.
Or Costumers can simply dial *773*0# on the SIM linked with the Jaiz account number to view account balance quickly.
The account balance will appear on the customer’s phone and also sent as SMS for further usage.
Checking of account balance using SMS method
Jaiz bank has a specific phone number (08055555700) to which her users can just send SMS to, so as to check their account balance using the specific format “BALANCE ACCTNO PIN”.
For example BALANCE 9876543210 4321 to 08055555700. The account balance will show on the customer’s phone screen without delay.
Also, customers can change their transaction pin through the SMS method by following this format “CHANGEPIN OLDPIN NEWPIN”
For example: Sending “CHANGEPIN 4321 1111” to 08055555700. The pin will be changed successfully.
Sometimes, people will want to confirm if some money sent into their account has gotten into their account or not, especially if they’re not seeing an alert message or want to confirm if it’s ain’t a fake alert. So, balance checking on the phone has really helped people a lot without going to the bank or queuing at the ATM stand.