Checking your bank account balance can now be done quickly with the innovation of several methods brought to you by the First City Monument Bank (FCMB). If you have forgotten how to check your FCMB account balance, you are in luck. This article will focus on all the possible ways to go about the process.
How to check your FCMB account balance through its USSD code
The USSD code method is one of the fastest means of checking your account balance. The downside to this is that it relies mostly on a network and the registered mobile number’s availability. However, if you are without internet access, this method will prove very useful to you. Follow the step-by-step instructions given below to check your FCMB account balance.
- On your device home screen or app menu, navigate to the dialler app.
- On the dialler app, dial “*329#.”
- A prompt message will display, showing several options. Select the number indicating “Check Account Balance.”
- You will be required to input your Personal Identification Number.
- Once imputed, you will receive a message on your mobile phone showing your account balance.
Alternatively, if this message proves to be lengthy or complicated for you, navigate to your dialler app. On the app, dial *329*214*0; this will display your account balance.
Note: You can only perform this operation on your mobile phone with a registered number to an FCMB account.
How to check your FCMB account balance through the mobile app
The FCMB mobile application is a self-service software that allows customers to access a wide range of services. Unlike the USSD code method, the mobile app requires internet connectivity to access the information. A major plus to the mobile app’s use is it displays the account balance in a more detailed format.
If the app is absent on your mobile device, simply find your way to your device’s app store (iOS or Android). Search “FCMB New Mobile” the app will display. Log in your details (account number, ATM card details, and your created passcode) to fully access the application. To check your account balance simply log in to the app. You will immediately see your account balance.
As a plus, you can also view the account statement.
Note: To perform this operation, you must have successfully installed this app on your device. Your device must also have internet connectivity to access the app’s services.
How to check your FCMB account balance through the customer care online
This method is very convenient; it looks like you have your personal secretary giving you your information. Unlike some other banks, FCMB customer care representatives are always there to help you with any difficulty you might be facing with your account.
You can contact them on any social media platform like Whatsapp, Facebook, Twitter, and email. Your account balance information will prompt on your screen. However, to use this service, you will be required to provide either;
- Your full name.
- Phone number (registered to the account).
- Next of kin.
- Date of birth.
- Your registered bank branch.
- Your home address.
FCMB charge on account balance checking
To check your FCMB account balance through the USSD code, the bank will charge you a sum of N20 for every check. The quick-service method is not free. FCMB is one of the few banks charging as high as they do, while others charge roughly around N10 per check.
If you ever find yourself confused or uncertain about how much you have left in your FCMB account, worry not. Simply refer to the above-stated ways of getting that information. In coming times, the bank may introduce new ways for customers to retrieve such information.