Union Bank is popularly known as one of the oldest, best and surviving commercial bank in Nigeria. The bank has an efficient and functioning mobile banking system that seems to make transactions easier for customers. The mobile banking feature of the bank eliminates the problems of the crowded banking hall and long queues at the ATM to perform non-major transactions like checking your account balance and transferring funds.
The mobile banking feature of Union Bank is focused on rendering help to customers via the phone. Thus, in case you, as a Union Bank’s customer, want to check your account balance, it’s relatively easy by using your mobile phone- instead of queuing at the ATM. With the way the world is going, it’s no surprise that the bank introduces the mobile banking feature because it’s not logical to queue for hours at the ATM stand or in the bank to inquire about your account balance.
This post will also show you how you can check your account balance with your mobile phone without going into the bank. There are different methods of checking your account balance, see them below.
First Method.
The first method you can use to check your account balance is registering your phone number first. You can register your number but dialing *389*032# on your cell phone. After dialing, you’ll need to follow the instructions displayed.
Then, to check your account balance, send BAL to 20123, and you’ll get a message containing the amount in your Union Bank account after some minutes.
Second Method
Another method you can use to check your Union Bank account balance is dialing *826# on a cell phone with the phone number linked to your account. After dialing the Instructed Supplementary Service Data(USSD) code, input the last four numbers on your ATM card or input your personal USSD banking pin to continue the transaction.
After doing that, you’ll get a text containing your account balance within minutes. You should know that the whole transaction might cost you #20.00, and customers using MTN might have to pay an extra #8.00 for account balance inquiry.
Third Method
Lastly, to check your account balance in Union Bank, you can use the Union Bank mobile app. The mobile app works on both Android, Windows, and iOS devices. You can download the app from the Goggle play store if you’re using an Android, and you can download the app using the Apple play store if you use an iPhone.
You can then download the Union Bank mobile banking app, install it, and start to use it. The app contains several services ranging from account balance inquiry to transfers and others. So, for account balance inquiry, click the account balance activity, and you’ll see your balance.
Things you should know about checking your account Balance with Union Bank
1) There are no limits to the inquiry of your account balance.
You can use any of the methods to check your account balance as many times as you want. It’s also not restricted to a specific time; thus, you can check your account balance at any time.
2) Charges
Before you can use the third method to check your account balance, make sure you’ve got data and a stable internet connection. You’ll also need to have airtime on your phone before you can use the second method for account balance inquiry.
Conclusion
Checking your account balance is essential, and Union Bank knows the importance. Thus, the bank devised various means for customers to check their account balance without queuing at the ATM stand or going into the bank. Thus, to know how to check your account balance on your mobile phone, read the above article.
