Mobile banking is enhanced by USSD and other services which enables bank customers to perform many accounts related transactions.
Access bank allows the creation of bank transaction pins to authorize financial transactions. It is the pin that is used to authorize all your transaction with Access bank using a particular service model. For instance, if a customer creates an Access bank transaction pin, they can use it to transfer funds, make bill payments and authorize transactions using their mobile phones or other devices. It is like a passcode to their account.
For convenience, and ease of transactions, many customers want to use transaction pins for transactions rather than the old method of going to the bank. That is why the bank made simple processes for the creation of transaction account PINs that can be completed within minutes.
How to create an Access bank transaction PIN
For most USSD-related services, *901# is the general code that Access bank uses. It is short and easy to remember. The code is active and can be used at any time or location. All that is required is a phone with a phone number linked to the users’ Access bank account.
Click on transfer
When you dial the USSD code it often shows a prompt on your screen. It shows different service options for you to choose from. Select the transfer fund option. This can be done by entering the serial number of the option in the space provided.
Enter 6 digits of your debit card
Debit cards are not just for accessing funds alone. They contain some codes and digits that can be used to create your transfer pin. Also, the Date of Birth can be provided in place of the Debit card details as presented by the options.
Also, the user will be required to enter the account number (Access bank account number) before the option to select a four-digit transaction pin will show.
Select your transaction Pin
You can select any four digits of your choice so long as it is easy to remember. It will be the means of authorizing transactions that you initiate on your account. For example, if you want to transfer a certain amount of money to someone and you have entered all the required information, your transaction will not be completed until you enter the four-digit access bank transaction pin.
The idea of a transaction pin was to create more security for accounts so that only the real owners can use them. The high rate of fraud and scams have made many accounts vulnerable hence the need to allow bank account owners to champion the security of their accounts. Creating your access bank transaction pin takes strict adherence to a few processes introduced by the bank.
Advantages of the access bank transaction pin
Easy to remember
The transaction refers to the digit that authorizes financial transactions on your account. In its absence, it will be impossible to successfully complete any transaction without entering the pin correctly that is why it is a four-digit pin requiring no special characters. It is easy to remember a four-digit pin that authorizes all your financial transactions.
In as much as the four-digit pin is the primary means of using the USSD code, it can be changed through the reset pin option. That implies that in the event of any threat to the account, users can simply reset their pins and stall any risk of financial scams and account fraud.
In conclusion, your transaction pin is like a window to enjoying financial services provided by Access bank. These services can be obtained through other means but the transaction means guarantee greater convenience.