How to Get E-Naira Funds from Your Bank

Since its launch, the E-naira app has become popular with many users. When it comes down to it, this digital money can be used to pay for goods and services. Besides, it stands as a tool for receiving taxes from the government.

Before you can use the E-naira service, you will have to fund your account via various channels. One of such ways is funding your account with the help of your bank. However, many people do not know how to perform this task without any issues.

How to Get E-Naira Funds from Your Bank

Would you like to add some money to your E-naira app? If yes, we will show you how to perform this task with any Nigerian bank.

How to Get E-Naira Funds from Your Bank

Here are various ways that you can get the E-naira funds for your bank account. Since most banks use the same basic methods, these tips should help with adding E-Naira funds to your wallet.

1. Payment to the Bank

If you want to get the E-naira funds from your bank, you can visit their office and head to the designated E-naira space. When you get to the desk, make the payment to the teller. Then they will send a similar amount to your wallet as E-naira.

For instance, if you want to add 500 E-naira to your account, hand over N500 to the teller. Within a few minutes, they will credit your wallet with the desired amount.

2. Payment By Mobile app

Apart from a physical visit to the bank, you can use your bank’s mobile app to send money to your E-naira app. Although every bank has its official app, they basically have the same features. With this in mind, you can use the following general steps to transfer cash via an app.

  • Download and install your official banking app
  • Log in to the app and scroll to the E-naira tab
  • Choose the preferred account type
  • Scroll to Select the Transfer Type -> Transfer to My E-naira
  • Type in the amount that you want to transfer
  • Enter your E-naira user name and password

3. Payment Via USSD Code

If you are using a non-smartphone, you can still add funds to your wallet. But instead of using an app to perform this task, you can type in USSD codes into your device and still perform the same task. However, ensure that the codes come from your preferred bank.

4. Online Banking

Do you prefer the online banking feature of your financial institution? If yes, then you can send E-naira funds from your bank via this method. But before you use the channel, ensure you choose the right website address. Also, remember to register for the service to access the website features.

If you are not sure about the right steps to use this option, consider taking a tutorial from the bank’s website or the customer service desk of your bank. Moreover, keep your login details safe as you use them to transfer the funds.

How to Choose the Right Amount of E-naira Funds for Your Wallet

As you fund your E-naira wallet, you should not put more than the approved amount. After all, this platform places restrictions on cash transfers. Now here are the various cash limits that go with different E-naira accounts.

First, people who have phone numbers without bank accounts/NIN can transfer between N20,000 and N120,000 to their accounts. As for users with phone numbers with verified NIN, they can fund their accounts between N50,000 and N300,000.

People with bank accounts and verified NINs can fund their wallets with up to N5,000, 000. As for merchants, they can fund their E-naira wallets with any amount they wish.

Looking at these figures, you can decide the maximum amount of cash that you place in your account. If you try to put more than the acceptable quantity, you might have issues with your wallet.

Can I Get E-Naira Funds from Any Bank?

Yes, you can add cash from any bank into your E-naira wallet. But before you can transfer the funds, you will need to link your E-naira app with your bank account.

If you don’t know how to link your bank account with your app, try using the following steps:

  1. For Smartphones

  • Head to the Google Play store and search for the E naira app.
  • Click on the E – naira Speed app from the results
  • Download and install the app on your device
  • Choose your preferred bank from the list displayed on the app
  • Confirm your registration by using your BVN, Name, State of Origin, and Phone Number. Also, you can use your email and date of birth ( as it appears on your bank details) to complete the registration.

N.B. If you don’t want to download the app from an app store, you can visit the CBN website. Then head to the E-naira tab and scan the featured QR code.

  1. Featured Mobile Phones

Apart from smartphones, you can also use non-smart models to access the E-naira platform. Instead of using the app, you can transfer money via USSD codes that will be provided by your bank. As soon as we get the various codes, we will update them on our website.

Are there Other Ways By Which I Can Fund My E-Naira Account?

Yes, there are other ways by which you can put the E-naira wallet. For instance, you might fill it up via transfers from other E-naira users.  Also, you can visit approved E-naira or SANEF agents to help with the transfer.

What Should I Do if I Can’t Send Money from My Bank to E-naira wallet?

If there are issues with your transfer, confirm if you have linked your bank account with your E-naira app. If you haven’t linked the app, seek help from the customer service desk of your financial institution.

If the problem continues, you can also complain to the bank or send a mail to the CBN helpdesk. Normally, you should get a reply that will help solve the transfer problem.