You are a candidate for Zenith Bank quick loan if you meet certain criteria set by the bank. There are different financial services offered at Zenith Bank such as utility payments, financial transactions and loans. Every other bank offered loan services but zenith Bank takes its loan services further than just normal through its Quick loan services.
Zenith Bank Quick loan
Also known as the Zenith Bank easy loan is a service made available to zenith Bank customers through a unique USSD code that can help customers easily get loans from the bank. Banks in the financial system are in the race for which bank serves the client better so zenith Bank is taking its loan services an extra mile. What makes this loan service quite captivating is the offer of no collateral. Imagine being able to get a loan and all you needed to get it was just a phone and a zenith Bank account.
The loan can be accessed via the USSD or mobile platforms. As a code, it can be accessed from any mobile device. it is also available in apps and internet banking services.
Why do customers need zenith Bank loans
Emergency
Since Zenith Bank can offer up to 6-million-naira loans to customers, it is a great ally against emergencies. Emergencies may come at any time and people may not have all the resources that are needed to pull through them. They can apply for the zenith Bank quick Loan to solve unforeseen challenges.
Business
Sometimes the need for quick loans can be strategic for customers that have businesses. They may have an urgent need to make a wise investment decision to improve their business but lack adequate funds to grab that opportunity. Hence, they will need to apply for the zenith Bank quick Loan to meet up.
Criteria for applying
Although the Zenith bank Quick loan is open to all customers, they need to meet some requirements to be eligible.
- 18 years to 60 years
The zenith Bank quick Loan is open to customers from 18 to 60 years old. Those that are not within the stipulated age may not get this loan.
- Monthly earnings
To be eligible for this loan, the applicant must be having monthly earnings of not less than N10,000 monthly. Applicants must also not be indebted to any bank or financial institution.
- Existing customers
To be eligible for the Zenith bank quick loan, it is expected that all interested loan applicants are existing customers of Zenith bank. Those that do not have an existing Zenith bank account are not eligible to loans from the bank.
How to apply
The process of applying for this loan varies depending on the platform selected by the user.
USSD
Dial *966*11# to apply for this loan. *966# is the general code of the bank that provides access to all its services on USSD. You can get a loan from zenith bank using USSD in five minutes. Interested people that have not yet started using USSD can register for it using the bank’s code and then select the loan option to apply.
Also, the salary advance offer is also an easy loan opportunity that is offered to customers earning monthly salaries. They must have domiciled their account with zenith Bank and can get a certain percentage of their salary before the payment period set by their organizations. The repayment will be done through a series of monthly deductions from the customer’s salary account.
In as much as easy loan services are a great way to support customers, they can also damage credit records if the customer fails to repay the loan in line with the agreement reached during the application.
