This service is available to only existing access bank customers that have created their transfer pin. The need to reset the access bank transfer pin may often arise in the face of misplaced bank details and suspicion of fraud. However, it is proper to reset your bank transfer pin once in a while to ensure the safety of your account.
Resetting your access bank transfer pin is not difficult obviously because of its importance in securing your account. All that is needed is to ensure that the right information is imputed while following the process. The bank provides a variety of options to customers that want to reset their access bank transfer pin.
For USSD users
Dial *903# and follow the prompts after selecting the reset pin option. This is often the easiest method as customers will be required to enter their old pin, enter the new pin and verify by reentering the new pin. Once that is done, the pin is changed automatically and the old pin no longer gives access to the account. Any phone can be used for this USSD service as long as the phone number is linked to the user’s bank account.
If you use the Access bank mobile app, you can still change your transaction pin by following some simple processes too. The only difference is that you need an Android or IOS device to reset the pin. The Access bank mobile app has to be downloaded and installed on the phone before the simple reset process can be followed. Go to my wallet, select pin change, input the old pin, enter the new pin and confirm the new pin.
Reasons to reset your access bank pin.
It is highly recommended that customer change their bank transaction pin every 3 -6 months. The idea is to ensure that during the period, all risk of pin compromise is eliminated. But most times there may be a need to change the pin earlier than 3-6months. This is because banks often take responsibility for the safety of customer accounts.
However, when the breach happens from the customer side, it is often difficult to analyze because criminals may retrieve the bank pin without their knowledge and they will not know until an attack is made on the account.
When fraudulent activities are suspected, the account pin can be reset immediately so that criminals will not be able to use the old pin.
Some people prefer to reset their bank transaction pin to achieve a harmony of all their account pins. Customers that have more than one bank account can decide to have the same transaction pins for all their accounts so that it will be easy to remember. This is solely because they prefer it that way and it is not because they face any kind of security threat.
If the pin that was used cannot easily be remembered, it is a good idea to reset it to a pin that can be easily remembered because the necessity of funds may require some account activity by using the pin. If a transaction pin is lost, a new pin should be set as soon as possible.
Debit card loss
Debit cards contain essential numbers that can lead criminals to the account. Most times they find a way to get certain information using the card details and then try to access the account. As soon as your debit card become missing, you can quickly reset the pin and inform your bank so that they will help monitor your account.
Resetting your bank pin is important to the security of your bank account.