Do you wish to transfer money from your fidelity account to other banks? Or perhaps pay a bill online with zero stress?
If you were ever in doubt, there are user-friendly ways to do this on your phone without paying a visit to the bank.
The implementation of the cashless policy introduced by the Central bank of Nigeria has changed the banking system in no small way.
Like most commercial banks such as GTB, first bank, Access bank, in Nigeria, Fidelity bank has also developed new easy-to-use features that make banking pleasant for you.
Instead of visiting the ever-busy banking hall, you could make money transfers and sip a cup of coffee at the same time.
Let’s explore a few ways to transfer money from your Fidelity account from the comfort of your home.
Getting Started with the Fidelity USSD Code
This feature has been adopted to make money transfers to other banks easier for you. It requires your phone and a sim card registered to your fidelity bank account.
Plus, this service is available 24/7 to all fidelity bank customers.
If you’re new to this feature, here’s a step-by-step process to get started:
- Dial *770# on your mobile device.
- Press 1 from the on-screen options shown on your device.
- Enter your fidelity account number.
- Next, create a 4-digit pin that authorizes your transactions.
- Once you’re successful with the registration, you can use the USSD feature for your banking needs.
Transfer Money Using the Fidelity USSD Code
To send money from your fidelity account to other banks using the USSD code is quite straightforward. All you need to do is:
- Dial *770*the account of the recipient*amount#
- Follow the on-screen command.
- Select the beneficiary bank name from the options provided
- Input the 4-digit pin you created when you registered your mobile device for the USSD feature.
- The last four digits of the recipient’s account number is shown to ensure you have the correct information.
- Confirm your transaction.
- Wait for the transaction to be completed and debit on your account occurs almost immediately.
For example, if you want to transfer N5000 from your fidelity account to a Guaranty Trust bank account, simply dial *770*0172676001*5000# using the registered mobile number and follow the steps above.
Other benefits of the USSD code include Balance inquiry, BVN update, block a stolen ATM card and pay your bills.
For instance, to transfer airtime to your phone, all you have to do is dial *770*the amount*your phone number# and you’ll be credited almost immediately.
Limitations to Using the Fidelity USSD Code
The USSD code for money transfer is easy. However, there are limitations to using this method. Here are some limitations you should bear in mind when you transact:
- You are allowed a maximum daily recharge limit of N20,000.
- You are allowed a maximum daily money transfer limit of N200,000.
Transfer Money Using Fidelity Mobile App
The fidelity mobile app is another interesting and easy way to make inter-bank transactions. To do this, you need an android phone and a good internet connection. To get started, follow these steps to download the app:
- Download the fidelity mobile app from the play store for android users and the apple store for IOS users.
- Launch the app and click on the ‘sign up’ button.
- Enter the required information and click submit
- You’ll receive an OTP on the mobile number registered to your fidelity bank account.
- Follow the on-screen prompts and enter the details required.
- Complete the process using your ATM card if you have one or visit any fidelity bank branch to finalize the setup.
In case you have your mobile app already set up, then go ahead and make your financial transactions with other banks. You can’t seem to figure it out? Let’s get right to it.
How to Use the Fidelity Mobile App for Money Transfer?
The ease of using the fidelity USSD code is the same while using the bank’s mobile app for transactions. To use the fidelity mobile app, follow these simple steps:
- Launch the fidelity mobile app on your phone
- Click on the ‘send money’ button displayed on your screen.
- Enter the recipient’s details and wait for account confirmation of the recipient.
- Enter the amount you want to transfer.
- Enter your 4-digit pin to authorize the transaction.
- Click submit to finalize the transfer.
- Once the transaction is successful, you’ll be notified.
Other benefits of using the fidelity mobile app include airtime purchase, bill payment, payment for flight services (both local and international).
With the evolution of the banking system in Nigeria, Fidelity bank continues to provide ways to keep your money safe and make transactions easy.
With the aforementioned ways of fund transfer, you can move money from one bank to another without visiting your bank. You save time, avoid stress, and also carry out other transactions within the comfort of your home.
